The Future of Infrastructure Finance
Digital Capital
Traditional finance funds assets—it does not operate value flows. Big Finance only works when capital, assets, intellectual property, suppliers, and returns are connected in one unified system.
What is digital capital?
Digital capital is the on-chain operating layer for institutional infrastructure finance. It connects capital deployment, asset classification, supplier payments, performance tracking, and return distribution in a single governed system.
Transparency replaces opacity. Programmability replaces bureaucracy. Every transaction is tied to real-world milestones, with multi-party controls and compliance-first architecture designed for 20-30 year infrastructure horizons.
Institutional Allocation
Structured capital flows from institutional investors to infrastructure projects
Four-Layer Framework
Tangible assets, IP, companies, and projects—each with tailored valuation
Milestone-Based Distribution
Automated payments tied to verified project progress and deliverables
Yield & Performance
Real-time return flows visible continuously, not quarterly
Traditional vs Digital Capital
Traditional Capital
- Opaque risk assessment processes
- Fragmented across institutions
- Slow settlement (days to weeks)
- Limited access and high barriers
- Manual compliance and reporting
- Illiquid secondary markets
Digital Capital
- Transparent, on-chain risk pricing
- Unified protocol layer
- Instant settlement on-chain
- Permissioned but accessible globally
- Automated compliance via smart contracts
- 24/7 liquid markets for fractions
AI & Digital Capital
Artificial intelligence transforms how we price risk and deploy capital. ubqty integrates AI at every layer—from asset valuation to automated capital allocation—creating a more efficient, intelligent financial infrastructure.
AI-Powered Risk Pricing
Machine learning models analyze asset characteristics, market conditions, and historical data to provide real-time risk assessments fed through Chainlink oracles.
Compute as Collateral
GPUs, servers, and AI infrastructure become tokenizable assets. Computing power is quantifiable, depreciable, and has established secondary markets.
IP & Model Ownership
AI models, training data, and algorithmic IP can be tokenized as intangible assets. Revenue from model inference creates cash flow for valuation.
Autonomous Capital Deployment
AI agents can evaluate opportunities, assess risk, and deploy capital programmatically within governance-defined parameters.
The AI Capital Stack
Why This Is Not Typical RWA Tokenization
Tokenization is a tool, not the product. Most RWA projects stop at creating tokens. UBQTY builds the full operating layer for institutional infrastructure finance.
Operational Traceability
Every transaction tied to real-world milestones. Not just ownership—but operational flows visible on-chain.
Institutional Governance
Multi-party controls and compliance-first architecture. Built for regulated capital, not retail speculation.
Long-Term Assets
Designed for 20-30 year infrastructure horizons. Concessions, PPPs, and projects that outlast market cycles.
IP-Heavy Projects
Frameworks for valuing and managing intangible assets. Patents, models, and proprietary systems as capital.
Use Cases
Operational Traceability
Track project progress, supplier payments, and milestone completion—all visible on-chain with immutable audit trails.
Institutional Governance
Multi-signature controls, role-based permissions, and compliance workflows designed for regulated capital deployment.
Stablecoin Payments
Pay suppliers, contractors, and stakeholders in stablecoins with programmable release conditions and instant settlement.
Yield Distribution
Automated return distribution to token holders based on project performance and predefined waterfall structures.
Infrastructure Concessions
30-year project deployment with continuous monitoring, milestone-based capital release, and long-term yield tracking.
IP Monetization
Tokenize patents, AI models, and proprietary systems. Revenue from licensing and inference creates on-chain yield.
Due Diligence for Licensed Financing
Licensed financial entities—banks, lenders, and financing companies—require thorough due diligence before accepting any asset as collateral. ubqty's verification process ensures assets are free from encumbrances that could compromise their value as security.
What We Verify
Existing Liens
UCC filings, secured creditor claims, and any registered security interests against the asset
General Security Agreements (GSAs)
Blanket liens that may encumber the asset as part of broader corporate security arrangements
Tax Liens & Judgments
Government claims, court judgments, and statutory liens that take priority over other creditors
Lease & License Restrictions
Equipment leases, IP licenses, or contractual obligations that limit ownership rights or transferability
Environmental & Regulatory Holds
Environmental liabilities, regulatory restrictions, or compliance issues affecting asset disposition
Unencumbered Asset Certification
Before an RWA NFT can be used for financing through licensed entities, it must receive unencumbered asset certification—verification that the asset is free and clear of prior claims.
- Comprehensive lien searches across all relevant jurisdictions
- UCC-1 filing verification and subordination agreements where applicable
- GSA carve-out confirmation from existing secured creditors
- Real-time monitoring for new filings during the financing period
Why Licensed Entities Require This
Regulated lenders cannot accept collateral with unknown or undisclosed encumbrances. A GSA held by another creditor, an unreleased lien, or a pending judgment can render collateral worthless in default scenarios. ubqty's verification process provides the certainty licensed entities need to extend financing against tokenized assets.
Transform your assets into digital capital
Start with valuation, end with liquid capital. The ubqty protocol handles everything in between.