Education & Resources
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Educational resources to understand real-world asset tokenization, permissioned RWA NFTs, risk pricing, UBQTY tokens, and the ubqty protocol.
12
Guides
12
Glossary Terms
8
FAQs
Fundamentals
What is Digital Capital?
Capital is the pricing of risk. Learn how real-world assets become programmable, risk-priced value on-chain.
Permissioned RWA NFTs
How physical assets—equipment, IP, companies—become unique, compliant tokens with embedded identity and risk data.
UBQTY Tokens
Understanding UBQTY tokens: governance, staking, protocol fees, and ecosystem incentives.
The 4-Layer Asset Model
From tangible assets to complex projects: understanding how asset complexity builds across layers.
Using ubqty
Own: Tokenizing Assets
Step-by-step guide to creating permissioned RWA NFTs from equipment, IP, and other real-world assets.
Fractionalize: ERC3643 Tokens
How to split your RWA NFT into compliant fungible tokens with embedded identity verification.
Finance: Deploying Capital
Asset-based lending, project finance, equity financing, and DeFi integration with your digital capital.
RWA NFT Marketplace
Trading, listing, and discovering permissioned real-world asset NFTs on the ubqty marketplace.
Advanced Topics
Chainlink Oracle Integration
How real-time risk pricing and continuous asset valuation works through decentralized oracles.
Identity: KYC/KYB & ZK Proofs
Understanding onchainID, zero-knowledge credentials, and permissioned access for compliance.
Governance & Stewardship
Using UBQTY tokens to participate in protocol governance, proposals, and risk management.
AI-Powered Risk Assessment
How machine learning models enhance valuation, counterparty analysis, and portfolio optimization.
Glossary
Key terms and definitions used throughout the ubqty ecosystem—from UBQTY tokens to permissioned RWA NFTs.
RWA
Real-World Asset — Physical or intangible assets tokenized on-chain with verifiable ownership and risk data.
Permissioned RWA NFT
A unique token representing ownership of a specific real-world asset with embedded identity, compliance, and risk pricing.
UBQTY Token
The native token of the ubqty protocol used for governance, staking, protocol fees, and ecosystem incentives.
ERC3643
Token standard for compliant security tokens with built-in identity verification and transfer restrictions.
onchainID
Decentralized identity standard for storing KYC/KYB credentials on-chain with privacy preservation.
ZK Proof
Zero-knowledge cryptographic proof that verifies compliance without revealing underlying personal data.
Chainlink Oracle
Decentralized data feed providing real-time asset valuations and risk metrics to smart contracts.
Vault
Smart contract that holds RWA NFTs and manages fractionalization into fungible tokens.
Steward
Governance participant holding UBQTY tokens responsible for protocol risk parameters and policy decisions.
Counterparty Risk
The risk that the other party in an asset transaction cannot fulfill their obligations.
Resellability
How easily an asset can be sold in secondary markets, affecting its risk profile and valuation.
Asset Layer
Classification of assets by complexity: L1 Tangible, L2 Intangible, L3 Companies, L4 Projects.
FAQ
Answers to commonly asked questions about ubqty, permissioned RWA NFTs, UBQTY tokens, and digital capital.
View all FAQsWhat types of assets can I tokenize?
ubqty supports a 4-layer asset model: Tangible assets (equipment, servers, vehicles, inventory), Intangible assets (IP, patents, trademarks, contracts), Companies (operating businesses for M&A), and Projects (SPVs, P3/alliance structures). Each asset must meet counterparty risk and resellability requirements.
What is the UBQTY token used for?
UBQTY tokens power the ubqty ecosystem: governance voting on protocol parameters and risk frameworks, staking for validator rewards, protocol fee payments, and incentives for liquidity providers and risk assessors.
Is KYC/KYB required?
Yes. All participants must complete identity verification through onchainID. Your credentials are stored as ZK proofs—you can prove compliance without revealing personal data. This enables permissioned RWA NFTs that meet regulatory requirements.
How is risk pricing determined?
Capital is the pricing of risk. Chainlink oracles provide real-time valuation data and risk metrics. Each asset is evaluated for counterparty risk, resellability, and market conditions. AI models enhance accuracy. This risk assessment flows through from the RWA NFT to fractions to financial instruments.
What happens during fractionalization?
Your RWA NFT is deposited into a vault, which mints ERC3643 compliant tokens. Each token represents a fractional claim on the underlying asset, with the same identity and compliance requirements as the original NFT. You choose token supply and governance rights.
What financing options are available?
Digital capital can be deployed across asset-based lending, project finance, equity financing, receivables factoring, liquidity provision, and DeFi collateral. Different asset layers support different instruments—L4 Projects can issue multiple tranches against distinct risk profiles.
How do I participate in governance?
Hold UBQTY tokens to become a steward. You can submit proposals for new asset classes, risk parameters, or protocol upgrades, and vote on-chain. Governance decisions affect which assets are eligible, what risk frameworks apply, and how the protocol evolves.
How does AI integrate with the protocol?
AI enhances risk pricing through ML models that analyze market data and counterparty behavior. Compute infrastructure (GPUs, servers) can be tokenized as tangible assets. AI model IP can be tokenized as intangible assets. Automated agents can execute financing strategies with programmatic guardrails.
Ready to get started?
Put your knowledge into practice. Connect your wallet, complete verification, and start transforming real-world assets into digital capital.