Capital is the pricing of risk
How It Works
Transform real-world assets into risk-priced, permissioned RWA NFTs. Fractionalize into ERC3643 compliant tokens. Deploy across any financial structure.
Own
Tokenize your real-world asset as a permissioned RWA NFT. Risk evaluation and pricing happens here—every asset is assessed for counterparty risk, resellability, and valuation stability before minting.
Fractionalize
Lock your RWA NFT in a vault and mint ERC3643 compliant tokens. Each fraction inherits the risk profile, compliance requirements, and identity restrictions of the underlying asset.
Finance
Deploy your UBQTY tokens across any capital structure: asset-based lending, project finance, equity financing, receivables factoring, liquidity provision, or DeFi collateral.
The Four Layers of Assets
Assets are classified into layers based on valuation complexity and risk profile. Each layer builds on the evaluation framework of the layers below.
Tangible Assets
Equipment, servers, vehicles, inventory. Clear ownership, established resale markets, straightforward valuation.
Industrial equipment, IT infrastructure, fleet vehicles
Intangible Assets
IP, patents, trademarks, contracts. Value from rights not form, specialized valuation required.
Patents, software licenses, brand rights, royalty streams
Companies
Operating entities combining tangible and intangible assets. M&A focus, enterprise valuation.
Private companies, subsidiaries, joint ventures
Projects
SPVs, P3 projects, consortiums. Multiple stakeholders, complex ownership, multiple financial instruments.
Infrastructure projects, development funds, alliance projects
Technical Flow
From physical asset to liquid capital in five steps. Each step is verified, recorded on-chain, and transparent to all participants.
Identity Verification
Complete KYC/KYB verification through onchainID. Your identity is verified once and represented by ZK credentials—proving compliance without exposing personal data.
Asset Registration
Register your asset with documentation: title, valuation reports, inspection certificates, insurance. Smart contracts verify document authenticity and completeness.
AI-Assisted Risk Evaluation
AI models analyze asset characteristics, comparable sales, market conditions, and historical data to generate preliminary valuations—streamlining the evaluator's work. Human experts then review and validate, ensuring accuracy while reducing time-to-assessment.
RWA NFT Minting
Your asset becomes a permissioned RWA NFT with embedded compliance rules, risk profile, and identity requirements. Critically, the NFT must accurately represent legal ownership—verified against official records like trademark offices, title registries, and corporate filings. Only verified participants can hold or transfer.
Vault & Fractionalization
Lock the RWA NFT in a protocol vault to mint ERC3643 compliant UBQTY tokens. Each token represents fractional ownership with inherited compliance.
Capital Deployment
Use your UBQTY tokens across financial instruments: collateralize for loans, trade on secondary markets, provide liquidity, or structure complex financing.
Protocol Infrastructure
Chainlink
Real-time asset valuation, market data feeds, and risk scoring from decentralized oracles
onchainID
Self-sovereign identity with KYC/KYB verification and compliance attestations
ERC3643
Compliant security tokens with embedded transfer restrictions and identity requirements
ZK Proofs
Prove compliance and identity without revealing sensitive personal or business data
Legal Integrity of RWA NFTs
The most critical aspect of RWA tokenization is ensuring the digital representation accurately reflects legal ownership. An RWA NFT is only as valuable as its connection to verifiable, enforceable rights in the physical world.
Official Records Verification
Every RWA NFT must be verified against authoritative sources: trademark offices, patent registries, land titles, corporate filings, and vehicle registrations. The on-chain representation must match official records exactly.
Chain of Title
Complete ownership history must be documented and verified. Any gaps or disputes in the chain of title disqualify an asset from tokenization until resolved through proper legal channels.
Jurisdictional Compliance
Assets are tokenized in accordance with the laws of their jurisdiction. Cross-border assets require multi-jurisdictional legal verification before minting.
Continuous Validation
Legal status is monitored throughout the token lifecycle. Changes in ownership, liens, or encumbrances trigger automatic updates to the NFT metadata and may affect transferability.
Why this matters: A tokenized asset without proper legal grounding is worthless. ubqty's verification process ensures that when you hold an RWA NFT, you hold a claim to real value—enforceable in courts, recognized by institutions, and backed by official records.
Ready to tokenize your assets?
Start with identity verification, proceed through risk evaluation, and transform your real-world assets into liquid digital capital.